Who Is The Best Credit Card Processing Company

In order to accept credit and debit cards for your business, you’ll need to partner up with a credit card processor to handle your transactions. However, different fees, pricing structures, and extra add-ons can make it difficult to choose a trustworthy and reliable company. Some of our top picks include Helcim, Paypal, and Stax by Fattmerchant. 

Best for Zero Monthly Fees: Helcim 

One of the best options for businesses wanting to avoid monthly fees is Helcim. They have an interchange-plus pricing model that charges businesses 0.3% per transaction and 8 cents for physical payments and 0.5% and 25 cents for online transactions, plus interchange rates. 

Their mobile app allows businesses to accept payments through phones, tablets, and laptop devices. They also offer discounts for high-volume transactions and their online store is beneficial for restaurants looking into the possibility of online orders. 

Best for eCommerce: PayPal

PayPal is a well-known name in the payment processing industry. The company provides security and reliability for all businesses but particularly shines for online businesses. The platform is intuitive and easy to use for those with limited experience, and they offer a fixed rate pricing structure comparable to Square and Stripe.

Plans cost around $30 per month and they charge a fee of  2.9% in addition to 30 cents per transaction. It is a suitable option for international businesses, as it accepts over 24 currencies and is can be used in more than 200 countries.

Best for High Volume Merchants: Stax by Fattmerchant

Although Stax charges higher monthly fees compared to its competitors, they charge lower processing fees. It is suitable for businesses that have a large volume of transactions per month, and they offer discounts for businesses that charge over a million dollars on a yearly basis. 

The truth is, there’s no one-size-fits-all card processor for your business. The best option depends on your transaction volume, budget, and whether you have a brick-and-mortar store or operate online. 
Learn more about how to choose the best processing service for your business today.

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